Valuing Time is as Important as Valuing Money for Your Overall Financial Long Term Health.

June 17, 2013 at 9:42 pm (Excellence in Business, Health, Letting go) (, , , , , , , , )

I constructively fritter my time away…what er uh that doesn’t make sense. Well it does when we break it down. We all fritter the time away. Some watching television, others getting or staying  intoxicated, gambling, crafting without purpose other than to numb the pain and free the mind of the days chores and tribulations. There are more including the ever popular eating and shopping. Eat to live not as entertainment. Napping more than needed falls in the same chasm. I try to plan my downtime to maximize what I need at that moment.

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I try to use my down time learning new information, skills or ways to thrive. What seems like leisure time squirreled away reading articles and books is actually me working. Playing and watching polo? You got it, me working yet again. I look for trends emerging and changes in societal norms as cues to my jewelry creation. Jewelry is a signifier. it tells us a variety of things about the wearer. Some conspicuous such as a cross or  heart and some not so obvious.

The importance of valuing your time leads us right to priorities. I have had people remark at how efficiently I will perform some task without needing to make changes, fix mistakes etc…I reply I don’t have time to do things a second time so it is important I do it right the first time. As a jeweler mistakes can be very costly so you learn that lesson early.

Doing unpleasant tasks first frees you in more ways than one way. Handling your bills allows less seepage from your budget. Pay yourself first in money and time. Plan open time like you would a budget. I think of certain people as paying dividends on my time. They add value and I am always excited to see them… and there are certain people should be treated like payday loans…avoid avoid avoid.  These folks spend your time like you had an endless supply. They are often feeding on the attention and have no intention of making all the changes in their lives they purport to offer while whining about the unfairness of it all. Now before you hit me with a guillotine keep in mind that those who truly need rarely complain, but have an attitude of gratitude for the good that is…

IMG-20120830-00598This is me using my time for meaningful experiences which enrich my life from all angles. Sailing is a green sport using wind and water and wits to propel versus fossil fuels. I am a certified skipper through ASA but do not own a sailboat. That is a conscious choice on my part. I spend my time learning and enjoying the sport without being tethered to a lot of ongoing expenses. many people in a rush to enjoy sailing spend their money on the boat instead of the lessons and certification programs. Knowing how to do something is often far more valuable than ownership.

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Playing Polo is another example of this theory. I invest my time in lessons and have found a level of enjoyment I could never have imagined. By setting aside time to play polo and watch polo each Sunday has allowed me relaxed time in which my subconscious mind is able to formulate problems in my everyday life. I don’t have to try to do this it is a side effect of the intense involvement while playing. A fast moving horse, aggressive players, and a ball underfoot tend to prevent one from thinking about anything but the game at hand. The physical and mental workout I experience has given me new perspectives on old problems. So being able to access long term problem solving saves me money by long range planning and incorporates proactive budgeting and financing instead of reactive spending to plug a hole now.

…and that is why I value my time at least as much as my money.

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